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Who Qualifies for the Extended Tax Credit?
Who Qualifies for the Extended Credit? First-time home buyers who purchase homes between November 7, 2009 and April 30, 2010. Current home owners purchasing a home between November 7, 2009 and April 30, 2010, who have used the home being sold or vacated Read More...
So You Want to be a Real Estate Investor
Effective February 1, 2010 the Department of Housing and Urban Development (HUD) will relax FHA rules that prohibit insuring mortgages on homes that are owned by the seller for less than 90 days – a move that could help expedite the rehabilitation Read More...
How Much Home You Can Afford
One of the first mistakes first time home buyers make, is to try and buy to MUCH home. As a first time home buyer you may qualify for a lot more home than you need to buy. I advise my clients to buy a home that fits their needs and still allows them to Read More...
What makes up my payment?
If you're already a homeowner, chances are you're familiar with the components of your monthly payment to your lender. If you have yet to make the leap into homeownership, you may not understand what this monthly payment includes. Breaking down Read More...
Showing you the money
Unless your bank account can cover a check for hundreds of thousands of dollars, you'll need to borrow money to purchase a house. That's where your mortgage loan enters the transaction. However, you should start the process of securing financing Read More...
Are you pre-approved or pre-qualified?
Smart buyers know that starting the mortgage process early in their search for a home can make for a much smoother real estate transaction. However, simply corresponding with a mortgage lender before you make an offer on a property isn’t enough. Read More...
Getting a loan to buy a home
Could you pay cash for a home? Not many people can. Thankfully, we have mortgages at our disposal to make such a hefty purchase. But we’re all painfully aware of problems in the mortgage industry these days. What does this mean for your planned Read More...
Do you work from Home
If you work from home and want to get a new home loan, you could be in for a bit of a hard time. According to an article in Realty Times, http://realtytimes.com/rtcpages/20071004_mortgmala.htm , Home-based business owners could finding a new home loan Read More...
You need the facts about the mortgage market before you buy or sell a house
T he current upheaval in the market has given rise to significant opportunities to help you make informed decisions. It is up to you to become an educated seller or buyer. For Sellers, the following points are key: Home values will stay stagnant or potentially Read More...
Texas Court Shuts Down Austin Real Estate Scam
May 18, 2007 -- AUSTIN – An enforcement action brought by Texas Attorney General Greg Abbott has shut down an Austin real estate scam that targeted Hispanic home buyers. A permanent injunction issued by the 126th Judicial Court prohibits Roberto Read More...
TITLE INSURANCE RATES REDUCED
TEXAS ( San Antonio Express-News ) – Texas regulators have ordered title insurers to reduce their rates by 3.2 percent effective Feb. 1. The order, signed by Texas Insurance Commissioner Mike Geeslin, will cut the cost of title insurance for a typical Read More...
HUD eases rules to speed housing
HUD eases rules to speed housing By TOM WILEMON tewilemon@sunherald.com LONG BEACH - HUD Assistant Secretary Orlando Cabrera came to the Coast on Tuesday to announce that the federal agency is being flexible with $27.3 million so Mississippi housing agencies Read More...
What type of borrower finds it advantageous to take an FHA loan?
The answer to this question is a little different today than in 2000 when I first addressed it because FHA's market niche is smaller. This reflects developments in the conventional sector that have not been matched by FHA, including the growth in Read More...
Feds Investigating Home Builder Mortgage Programs for Consumer Abuses
Most American home builders don't need new problems at the moment, but they just got one: Federal regulators confirmed last week that they are aggressively investigating allegations that builders around the country are pressuring or requiring purchasers Read More...